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Dave Ramsey's Financial Peace University Starting Soon!
Rates have never been lower. If you have a rate over 5.75% you could be missing out on some big savings. Call or email me today to find out how much money you could be saving on your mortgage.
Refinancing your current mortgage only makes sense if you can lower the rate significantly enough to compensate for the cost of the loan. Becuase of the recent free fall of home values, this is not always an option. Many people are finding themselves upside-down in their mortgage and unable to refinance. If you are not sure what your situation is, call me. I will help you to make the best of your situation and provide sound advice based on reality and not hope. So if possible, I will help you take advantage of the historically low rates that we are experiencing right now. So if you have a 6.0% rate or higher; and you have as little as 3% equity in your home, you may qualify for a much lower rate and save hundreds or even thousands of dollars a year in interest.
I will give you the personal attention you deserve and treat you with the respect due a valued customer. I understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So I make a commitment to you. I will help you qualify, apply and be approved for the right mortgage loan for you.
What I absolutely will not do is 'creatively' finance you and your family into a home that you cannot afford. The main reason that I am still around in this crazy market is because of my strong referral base. You don't get referrals by ripping people off. If you cannot afford the home you are trying to buy or refinance then I will not do the loan for you. Don't worry, unfortunately there are plenty of others that will. There are FHA loans available that will allow you to put down as little as 3% on your purchase. I will be more than happy to see if you qualify. Call me today and find out.
Buying a new home can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust The Chino Hills Mortgage Man to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! I can help you get there.
Find Your New Home Hassle Free! Many real estate agents today have fancy websites that give you access to the MLS. However, they require that you leave your name, address, telephone number, email address and tons of other info in order to do so. Here is a great link to a site from an awesome neighborhood agent that gives you full access to search the MLS without having to sign your life away. Just enter the city and state you are looking in and search away! www.realtor.com
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